Welcome to Star Health Insurance, India's first exclusive health insurance company, Overseas Mediclaim, Individual Health Insurance, Family Health Insurance, Travel Insurance and Personal Accident.


Promoting Health, Protecting Health. 24 hour helpline. Cashless hospitalisation facility. Free general physician advice. Unlimited free out patient consultation for a small premium. No medical examination up to 50 years.


Medi classic

    * Covers hospitalization expenses
    * Covers surgeon, consultant, and anesthetist fees
    * No claim discount ranging from 5% to 25% for every claim-free year
    * Covers pre and post-hospitalization

Senior Citizens Red Carpet

    * Covers people aged between 60 and 69 years
    * Guaranteed renewals beyond 69 years
    * No pre-insurance medical test required
    * Pre-existing diseases covered

Diabetes Safe

    * Covers people affected by Diabetes Mellitus Type II
    * Covers diabetic retinopathy requiring laser treatment
    * Covers diabetic nephropathy leading to chronic renal failure
    * Covers second transplant following failure of the first

Medi Premier

    * Provides additional lump sum payment in case of diagnosis of certain illnesses
    * Covers pre and post-hospitalisation expenses
    * Stroke, renal failure, and cancer are covered under specified critical illnesses
    * Coverage available for persons between 26 years and 75 years

Super Surplus

    * Wide coverage option of Rs. 7 lakh and Rs. 10 lakh2
    * Covers hospitalisation expenses
    * No ceiling on ICU, medicine, diagnostic charges, or consultation fees
    * Covers surgeon, consultant, and anesthetist fees

Family Health Optima

    * Protect all family members against serious illnesses
    * Covers hospitalisation expenses
    * Floater plan
    * Covers pre and post-hospitalization expenses

NRI all care

    * Insures health of family members of non-resident Indians
    * Covers surgeon, consultant, and anesthetist fees
    * Cashless facility available
    * Free consultation at specific hospitals

True value

    * Covers hospitalisation expenses
    * Covers surgeon, consultant, and anesthetist fees
    * Cumulative bonus of 5% added to sum assured for every claim-free year of insurance up to a maximum 10 claim-free years
    * Family discount available

Travel Insurance Individual

When you travel abroad on business or holiday Star Travel protect policy provides you for:

    * Emergency medical expenses
    * Repatriation in case of medical emergency
    * Repatriation of mortal remains
    * Any dental emergency expenses following an accident
    * Compensation following accidental injuries
    * Cost of loss of your checked in baggage
    * Reasonable expenses incurred for obtaining new passport
    * Flight delay
    * Missed departure/connection
    * Expenses on emergency purchases of consumables due to any delay in handing over your checked in baggage by the carrier for more than 12 hours
    * Pecuniary loss on cancellation of your trip due to any accidental bodily injury/death of a family member
    * Any Legal Liability that maybe fastened upon you, if you cause any bodily injury or property damage to any third party


Travel Family

When you travel abroad on business or holiday Star Travel protect policy provides you for:

        * Emergency medical expenses
        * Emergency medical transportation to Republic of India
        * Any dental emergency expenses following an accident
        * Compensation following accidental injuries
        * Reasonable expenses incurred for obtaining valid travel documents    
    * Expenses on emergency purchases of consumables due to any delay of more than 12 hours by the carrier in handing over your checked-in baggage
        * Pecuniary loss on cancellation of your trip due to any accidental bodily injury/death of a family member
        * Any legal liability that maybe fastened upon you if you cause any bodily injury or property damage to any third party

Travel Student

Medical Benefits

        * Emergency medical expenses
        * Emergency transportation back to India
        * Repatriation of mortal remains
        * Dental emergency expenses following an accident

Travel Related Benefits
    * For injuries caused by accidents
        * For checked in baggage

Compassionate Benefits

        * Visit of one immediate family member, in case of hospitalisation
        * Repatriation due to medical reasons or death of family member, resulting in interruption in study
        * Reimbursement of tuition fee for the balance period in the event of death of the sponsor