BENEFITS

A)- On Vesting:
On   vesting of the policy, the Fund Value will be utilized to provide a pension based on the then prevailing Annuity rates. An option to commute upto one third of the payable benefit in a lump sum is available.

B) On Death:
 In event of the unfortunate death of the policy holder the Fund Value along with the Riders, if any,  will be payable in a lump sum or as a pension.