AllCloud is a premier unified lending technology provider that digitizes and hyper-scales operations for modern NBFCs, Banks, and Fintechs. We offer a high-performance, SaaS-based ecosystem that eliminates operational silos by consolidating the entire loan lifecycle into a single, secure, and API-first platform.
Our solution is built for the 2026 financial landscape, ensuring 100% RBI compliance through native integrations with the Account Aggregator AA framework, Video KYC, and real-time regulatory reporting.
Core Product Modules:
Loan Origination System LOS: 100% paperless onboarding with automated credit underwriting, rule-based decision engines, and 50+ pre-built integrations with bureaus and KYC providers.
Loan Management System LMS: A robust operational backbone for real-time disbursals, complex repayment scheduling EMI/Bullet, and automated ledger management.
Co-Lending Platform: A specialized module for Bank-NBFC partnerships that automates risk-sharing 80:20, manages multi-partner escrow accounts, and generates synchronized asset classification NPA reports.
Debt Recovery & Collections: AI-driven delinquency tracking with mobile-ready field force automation and automated payment link generation.
Why Leading Lenders Choose AllCloud:
Comprehensive Product Support: From Auto and Gold loans to MSME, Personal, Vehicle Loan, and Microfinance, our engine handles the most complex credit structures with ease.
RBI-First Architecture: Native integrations for e-KYC, Video KYC, Credit Bureaus, and GST ensure your business stays ahead of evolving Indian regulatory requirements.
Scalable Performance: Our cloud-native infrastructure boasts 99.5% guaranteed uptime, supporting over 7.5 million loans empowered to date.
Predictive Intelligence: Built-in risk assessment tools and collection engines help reduce NPAs and optimize portfolio health.
At AllCloud, we don't just provide software we provide the technology backbone for the future of digital credit.
AllCloud is a premier unified lending technology provider that digitizes and hyper-scales operations for modern NBFCs, Banks, and Fintechs. We offer a high-performance, SaaS-based ecosystem that eliminates operational silos by consolidating the entire loan lifecycle into a single, secure, and API-first platform.
Our solution is built for the 2026 financial landscape, ensuring 100% RBI compliance through native integrations with the Account Aggregator AA framework, Video KYC, and real-time regulatory reporting.
Core Product Modules:
Loan Origination System LOS: 100% paperless onboarding with automated credit underwriting, rule-based decision engines, and 50+ pre-built integrations with bureaus and KYC providers.
Loan Management System LMS: A robust operational backbone for real-time disbursals, complex repayment scheduling EMI/Bullet, and automated ledger management.
Co-Lending Platform: A specialized module for Bank-NBFC partnerships that automates risk-sharing 80:20, manages multi-partner escrow accounts, and generates synchronized asset classification NPA reports.
Debt Recovery & Collections: AI-driven delinquency tracking with mobile-ready field force automation and automated payment link generation.
Why Leading Lenders Choose AllCloud:
Comprehensive Product Support: From Auto and Gold loans to MSME, Personal, Vehicle Loan, and Microfinance, our engine handles the most complex credit structures with ease.
RBI-First Architecture: Native integrations for e-KYC, Video KYC, Credit Bureaus, and GST ensure your business stays ahead of evolving Indian regulatory requirements.
Scalable Performance: Our cloud-native infrastructure boasts 99.5% guaranteed uptime, supporting over 7.5 million loans empowered to date.
Predictive Intelligence: Built-in risk assessment tools and collection engines help reduce NPAs and optimize portfolio health.
At AllCloud, we don't just provide software we provide the technology backbone for the future of digital credit.
