EASY LOANS  
Tamil Nadu, chennai
 
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Personal LoanA personal loan is a collateral-free credit facility extended by Banks and NBFCs to salaried individuals. IndiaLends is the largest online personal loan provider in the country, having helped over a hundred and fifty thousand customers. Over 40 Banks and NB... Read more

Personal Loan

A personal loan is a collateral-free credit facility extended by Banks and NBFCs to salaried individuals. IndiaLends is the largest online personal loan provider in the country, having helped over a hundred and fifty thousand customers. Over 40 Banks and NBFCs have tied-up with IndiaLends to provide personal loans to varying customer profiles. Below, we've mentioned some of the key features of an easy personal loan you can get through IndiaLends.

Personal Loan Interest Rate

Interest rates can vary based on the customer profile. Loan rates start at about 10.75%. To increase your chances of getting a low- interest rate loan, an individual should have a good credit history. Ideally, a CIBIL score greater than 750 is considered a good score.

Personal Loan Tenure

The tenure period of a Personal Loan starts from 3 months and goes all the way up to 6 years. The choice of tenure is usually left up to the borrower. Depending on his need â&euro&ldquo short-term or long-term - borrower can ask for a tenure that suits his needs. The only thing to keep in mind is that the EMI Equated Monthly Instalment should be an amount which you can pay back easily every month.

Documents Required For A Personal Loan

Before disbursing the loan, financial institutions usually ask for documents like ID proof, address proof, PAN card copy, salary slips, latest bank statements, photo, ECS mandates and post-dated cheques.

Personal Loan With Zero Pre-Payment Fee

Some NBFCs allow customers to either entirely pay the loan amount or part pre-pay the principal on the loan. There are usually some terms and conditions attached to such pre-payment. For example, pre-payment is only allowed after 12 months and pre- payment fee might be charged on the amount being repaid. However, this varies from product to product and should be clarified at from your lender before disbursal.

Service Provider
Nature of Business
Private Limited
Business Type
Less than 10 People
No. of Employees
2018
Year of Establishment
Less than 10 Lakh
Annual Turnover
Services Offers
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Contact Info
  EASY LOANS
  Easy Loan Company
  08:00 AM-20:00 PM (All days working) 
East India, Tamil Nadu, chennai, 600001 -600001  
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