Loan Processing Also known as origination charges. These charges are levied as per the rate matrix in force. Processing Fee is 0.5% of the loan amount. Pre payment Fees: Pre-Payment is a facility offered by the bank wherein, the applicant can choose to close his loan much before the stipulated time. The bank levies no foreclosure charge on loans issued under floating rate of method. However, the minimum amount of prepayment should be equivalent to the value of at least one EMI.
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