Credit manager

OB TITLE Credit Manager -PL
Location Bangalore
Purpose of
the Position
To manage credit management function and over
see the according to
policy and process credit control of all loan files
To achieve disbursement target as per the business
plan
To take prudent credit decision & sanction proposal
based on available information and interact with the
applicants
To execute credit appraisal and monitor the same for
the location
Ensure adherence to the policy & compliance in the
location
To execute productivity as per the business plan
To ensure TAT as per the policy for seamless busines
s
operations
To ensure portfolio quality
To maintain the approval rate as per the policy
guidelines
To coordinate with the sales team and develop busin
ess
strategies
Key Result Areas
Disbursement Target
Login to Sanction
Non Starter & Bounces in 6 MOB
Fraud Cases
Approval Ratio & Productivity Planned Vs. Actual
Behavioural Competencies
Intrapreneurship: Has business focus Remains abreast with business and market realities
and puts business in front
Strategic: Visualizing business risks having long-term vision and come up with priorities
and ideas
Problem Solving: Ability to get to the root cause of the problem and come up with solutions
Decision Making: Using facts, data and experience, to take appropriate and timely decisions
Team Management: Ability to handle, motivate, coach and develop a team ability to
delegate tasks, conduct reviews and give constructive feedback