Required Insurance Advisor - Bangalore

Key Responsibilities

1. Client Consultation and Needs Assessment

• Engage with clients to understand their personal or business insurance requirements.
• Conduct needs assessments to identify risks and coverage gaps.
• Analyze client profiles and recommend suitable insurance plans (e.g., life, health, auto, home, travel, or commercial policies).
• Educate clients on policy terms, coverage details, premiums, riders, exclusions, and claims procedures.

2. Sales and Business Development

• Generate leads through cold calling, networking, referrals, digital channels, or participation in community and corporate events.
• Follow up on inquiries and convert leads into clients through consultative selling.
• Promote and cross-sell multiple insurance products to maximize customer value.
• Achieve individual sales targets, monthly quotas, and performance benchmarks set by the company.

3. Policy Management and Support

• Assist clients in completing applications, verifying documents, and understanding underwriting requirements.
• Guide customers through renewals, policy changes, or policy cancellations as needed.
• Provide ongoing service by updating client records and ensuring policies remain relevant as client circumstances evolve.
• Help clients file claims and liaise with the claims department to ensure timely resolution.

4. Market and Product Knowledge

• Stay updated on new insurance products, policy updates, and regulatory changes.
• Understand competitors offerings and market trends to position products effectively.
• Participate in product training sessions, certification programs, and industry workshops.

5. Compliance and Documentation

• Maintain accurate and up-to-date customer records in CRM or internal systems.
• Ensure that all client interactions and transactions are compliant with company policies and insurance regulations.
• Adhere to ethical standards and maintain confidentiality regarding client information.
• Submit daily/weekly reports on sales activities, leads status, and customer feedback.