Relationship Manager - Small Enterprises (3-10 Yrs) Mumbai/Navi Mumbai (BFSI Sales)

Job Title: Relationship Manager / AVPDepartment: Small Enterprises (SE)Experience: 3-4 YearsGrade: Manager to AVP Role Summary:We are looking for a dynamic and result-oriented Relationship Manager (RM) to join our Small Enterprises (SE) team. The ideal candidate will be responsible for sourcing and managing a portfolio of clients with turnover upto - 100 Cr maintaining portfolio hygiene and actively engaging in cross-selling financial products. Key Responsibilities:1. Client Acquisition (NTB): Source new-to-bank (NTB) clients in the medium enterprise segment with turnover up to - 100 Cr. Identify opportunities through market intelligence, references, and industry networking. 2. Portfolio Management: Manage and deepen relationships with the existing client portfolio. Regular engagement with clients to ensure satisfaction and retention. 3. Credit Note Preparation: Conduct financial analysis and prepare detailed credit notes for new and existing clients. Evaluate risk and structure proposals in line with bank s credit policies.4. Sanction Process & Stakeholder Coordination: Liaise with internal credit teams for proposal discussions and approvals. Effectively communicate with clients to understand their financial needs and ensure alignment with product offerings. 5. Portfolio Hygiene: Ensure timely renewals, limit compliance, documentation, and monitoring of early warning signals. Maintain high asset quality and minimize delinquencies. 6. Cross-Selling: Identify and capitalize on cross-sell opportunities across products like trade finance, treasury, cash management, insurance, and working capital solutions. Desired Candidate Profile:- Graduate/Postgraduate in Finance, Commerce, or a related field.- 3-4 years of experience in corporate/SME/ME banking.- Strong understanding of credit analysis and financial statements.- Excellent relationship management and communication skills.- Proven ability to drive business and manage risk effectively. (ref:updazz.com)

Payroll Type : Permanent