Required Insurance Executive - Mumbai

We are looking candidate for a Graduate is mandatory& Insurance (versant 3)& Freshers or experience& Linguistic required : Tamil Malayalam Day Rotational shift& Rotational off& Work location : Airoli (Mumbai),& Notice period : Immediate to 15 days. Interested candidate can apply&

Key Responsibilities:

1. Client Acquisition and Relationship Management

• Identify potential clients through leads, cold calling, networking, and referrals.
• Understand clients ' insurance needs and suggest suitable products accordingly.
• Build and maintain strong, long-term relationships with individual and corporate clients.
• Provide timely assistance to clients during policy issuance, renewal, and claim settlement.

2. Policy Sales and Servicing

• Promote and sell insurance policies including but not limited to life, health, motor, property, and travel insurance.
• Explain policy features, terms, conditions, premiums, exclusions, and benefits to clients in a clear and ethical manner.
• Assist clients in filling out application forms and ensure accuracy of submitted documentation.
• Track and follow up on policy renewals, endorsements, and payment dues.

3. Claims Assistance

• Guide clients through the claims process by providing information, documentation assistance, and timely follow-ups.
• Coordinate with the claims department or third-party administrators (TPAs) to ensure quick and fair settlement of claims.
• Educate customers about documentation required for various claims and ensure compliance with company procedures.

4. Compliance and Documentation

• Ensure that all insurance-related transactions are handled in compliance with IRDAI (Insurance Regulatory and Development Authority of India) rules and company policies.
• Maintain and update client records, proposals, policy copies, and correspondence in internal systems.
• Keep thorough documentation of communications, sales activities, and service requests.

5. Product Knowledge and Training

• Stay updated on insurance products, policy changes, underwriting practices, and regulatory updates.
• Participate in regular product training sessions and certifications as required by the company or regulatory authorities.
• Educate clients about available add-ons, riders, and optional covers that could enhance their coverage.

6. Reporting and Coordination

• Submit daily, weekly, and monthly reports on sales, renewals, claims, and customer interactions.
• Work closely with underwriting, finance, and support teams to ensure accurate processing of policies and claims.
• Attend internal meetings, customer events, and promotional activities as directed by the management.

Job Profile : Insurance Executive
Industry : bsc-bca-bbm, sales-and-marketing