Required Insurance Advisor - Mumbai

You have an opportunity for insurance advisor in India 's largest insurance Company&
DON 'T MISS A CHANCE TO EARN FROM AN ADDITIONAL SOURCE OF INCOME !!
Why become an Insurance advisor With us
Expand your product offerings
Get an earning opportunity with zero Investment
Attend Training Conventions
Work from home with digital enablers
Be flexible with your working hours
For more information please contact us

Overview:

An Insurance Advisor is a professional who helps individuals, families, and businesses understand their insurance needs and provides guidance on choosing suitable insurance policies. They act as a bridge between insurance companies and customers, ensuring clients are protected from potential financial losses due to unforeseen events like illness, accidents, natural disasters, or death. Insurance Advisors may work for insurance companies, brokers, or independently, and can specialize in areas such as life insurance, health insurance, motor insurance, property insurance, or business insurance.

Key Responsibilities:

1. Client Consultation:

• Meet with clients to assess their insurance needs based on their life stage, financial status, and risk exposure.
• Understand client concerns and educate them about various insurance options and benefits.
• Recommend suitable insurance policies tailored to individual or business requirements.

2. Product Knowledge and Advice:

• Stay informed about the features, exclusions, premiums, riders, and terms of different insurance products (life, health, term, motor, travel, etc.).
• Explain complex insurance terms in simple language for clients to understand.
• Offer expert advice on coverage amounts, premium payments, and policy duration.

3. Sales and Policy Issuance:

• Promote and sell insurance products from the company or multiple providers.
• Assist clients with completing application forms and gathering necessary documentation.
• Submit policy proposals and track their progress until issuance.
• Achieve or exceed sales targets and performance benchmarks set by the organization.

4. Policy Servicing and Support:

• Provide after-sales support to clients, including helping them understand their policy documents.
• Assist with policy renewals, endorsements, policy modifications, and upgrades.
• Support clients in the claim process by guiding them through documentation and submission.

5. Relationship Management:

• Build long-term relationships with clients by offering trustworthy advice and consistent support.
• Maintain client records, schedule policy reviews, and suggest relevant policy additions over time.
• Resolve any client queries or complaints with professionalism and promptness.

6. Compliance and Ethics:

• Ensure all sales activities are conducted ethically and in accordance with insurance laws and company regulations.
• Maintain confidentiality of client information.
• Keep licenses and certifications up to date as required by local regulatory authorities.

Skills and Competencies:

Technical Skills:

• Strong knowledge of insurance products and financial planning principles
• Basic understanding of risk management and underwriting
• Familiarity with CRM software, digital platforms, and online policy management tools

Soft Skills:

• Excellent communication and interpersonal skills